How Can I Get Car Financing With Bad Credit?

Car finance paperwork

If you’ve fallen in love with a Land Rover in our Land Rover Tampa lot, but are asking yourself “how can I get car financing with bad credit,” not to worry. Our finance team is committed to helping eager Tampa car-buyers like you discover the Land Rover Discovery finance options— and other model finance options— when it comes to how to get a car with bad credit. Read on below!

Land Rover Finance Bad Credit

Those in the market for a new Land Rover Discovery or other models can rest assured that even if your credit score is less than ideal, you still have Land Rover Discovery finance options. While taking the time to build your credit score is the best option — as a stronger credit history will secure you better interest rates — it is certainly not the only option. Here are a few other routes when it comes to how to get a car loan with bad credit:

  • Get a Cosigner: If you have a poor credit score or no credit history, a co-signer is a fantastic option for how to get a car with bad credit. A co-signer with a good credit score essentially boosts your credit in the eyes of the lender. If you have an upcoming payment you cannot make, the payment will default to your co-signer. This fail-safe helps the lender assume the lower risk when providing your loan!
  • Shop Around: Here at Land Rover Tampa, we are proud of the relationships we’ve built with Clearwater area lenders to secure you the best Land Rover finance bad credit options. But it is always within your agency to shop around and ensure you are getting the most competitive auto loan rates related to your weak credit score, as they will definitely vary from lender to lender.
  • Refinance: If you shop around and get approved for a loan despite your low credit score and thus the high-interest rate, you aren’t beholden to that forever. If your situation means you need a car sooner than later, you can lock in a current interest rate and refinance your auto loan once your financial situation improves. This is a solid plan for those wondering how to get a car loan with bad credit.

How to Get a Car With Bad Credit From Land Rover Tampa

Contact our helpful finance department today to learn more about how to get a car loan with bad credit or no credit. We are always happy to guide our Wesley Chapel and Brandon neighbors through the Land Rover finance bad credit options so you can find a route that works with your situation. To learn more about Land Rover Discovery finance options, or any other current model leasing or financing incentives, reach out to us today!

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